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Affirmative markets software and Internet applications that make possible overnight electronic payments between businesses, consumers, and their financial institutions. Affirmative's applications process electronic payments via the ACH Network between the more than 20,000 member financial institutions and the Federal Reserve Banking System. Affirmative is a leading technology provider to the electronic payments industry, providing multiple electronic payment solutions to businesses worldwide. 
"Click here to see a diagram showing how electronic payments are processed by the more than 20,000 financial institutions making up the ACH network in the U.S." Click here for more information about the ACH Network and Electronic Funds Transfer. 
+ About + Contact Us + Industry Links + Privacy Statement + Terms of Use + Security Issues 
+ Web Checks - accept check payments on the internet + Phone Checks - accept check payments by telephone + Electronic NSF recovery (re-present bounced checks) + Accounts Receivable Conversion - convert checks received in the mail + Electronic Invoice Presentment and Payment - email your invoices with an easy "click here to pay" link. 
+ For the Merchant - ACHNOW.COM or Check Express Now desktop version + For the 3rd Party Processor - ACHPROCESSOR.COM + For the Financial Institution - ACHHUB.COM 
+ ACH Service Bureau - low-tech yet complete service based on FAX communication - for the Merchant who is not yet online or who prefers to work offline + Wire Transfers - bargain rate direct account-to-account payments for fast speed of payment in the U.S. or internationally + Centralized NSF Returns - customized solutions for complex corporate problems + Check Writer Verification (national negative database of check writers) + Lockbox Services + Check Readers and Imagers + Payroll Direct Deposit 
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